10 main causes of ruin. Stories that will change your financial life forever. McGregor J.

After many years of practical counseling, John McGregor opens his bins to share ten incredible stories that can forever change your financial life. For the first time, the essence of the concept of “bear caps” as the main cause of impoverishment is explained.

, unlike thousands of traditional manuals on personal finances, which describes the usual and never changing methods, this book with life stories deeply touches us, which forces us to strive for long -term financial freedom and spiritual tranquility, which we all deserve.